Family Business Succession

Succession Planning ABC

For a small business owner, succession planning is anything but simple or easy. Perhaps that’s why business owners so often avoid it. It’s another case of the longest journey beginning with a single step. In that spirit, these three steps can start you thinking about succession planning – clarifying the “why”, the “who”, and what to do:

A. Why?
A succession plan enhances the value of your business, whether you plan to sell, retire fully, or just step back. Your investment and years of hard work are better protected and realized with one or more strong successors. Your family and/or valued employees are protected, especially in case of disabling illness or accident, or your sudden death.

A succession plan helps provide continuity and confidence for clients, suppliers, and investors. It can also act as an employee retention and development strategy, and allows you to step back from day-to-day operations without selling or winding the business down.

B. Who?
A strong succession plan involves a team effort. Clearly, you need to take time to find and evaluate strong successors. Family, business partners, key employees and managers need to understand what is happening and why.

Next, get professional advisors involved. Lawyers and accountants, insurance and financial advisors, and business valuators bring specialized knowledge, options and practical strategies to the task.

According to experts in the field, emotional issues are among the top pitfalls encountered by business owners planning for succession or sale. Owners often avoid or delay planning due to anxiety about change, “letting go” and embracing a new role and identity. Having a business advisor on your succession team can help you sort out these personal issues, facilitate stakeholder discussions, maintain your “big picture” focus, and keep your plan on track.

C. What?

Knowing what your business has to offer is a key first step. Investors generally look for strategic assets, turn-key systems, strong management, good market positioning, and the promise of a profitable future.

For many businesses, a succession plan is a key driver of your business valuation. The process includes selecting and training successors, but also having a contingency plan if the original one doesn’t work out.

Thanks to the baby boomers, we can expect a flood of small businesses to change hands in the next decade. How many? According to CIBC, as much as $1.2 trillion in assets attached to some 500,000 Canadian businesses by 2010. The resulting over-supply of sellers and scarce number of buyers will surely affect many business valuations.

A succession plan can help your business stand out from the crowd. It can also mitigate the risks of a forced sale due to ill health, family disputes, industry shifts or market changes.

Preparing early simply increases your options.

The Canadian Federation of Independent Business (CFIB) has established that only 10% of business owners planning to sell have a formal succession plan in place. Thirty-eight per cent have only an “informal” plan, but 52% have no plan at all. That’s a recipe for some interesting times ahead!

To further help owners of small businesses clarify what they might need from a succession plan, the CFIB has prepared a list of questions for your consideration: http://www.cfib.ca/pdfs/succession_qa_e.pdf

Solid succession planning is not a quick-fix project. Depending on the size and complexity of your business, it can take several years to fully implement. Taking even one step today to start the process can make all the difference.

© Mara Osis, 2009

Mara Osis is the Principal of Amati Business Group, a collection of professional advisors dedicated to helping owner-managed small businesses “make their ideal real”. To subscribe to our free e-newsletter for business owners, or to get more information on how we work, who we work with, and the results our clients have achieved with us, please visit http://www.amatibusinessgroup.com

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Doubtless, there is a universal justice emanating from reason alone; but this justice, to be admitted among us, must be mutual. Humanly speaking, in default of natural sanctions, the laws of justice are ineffective among men: they merely make for the good of the wicked and the undoing of the just, when the just man observes them towards everybody and nobody observes them towards him. Conventions and laws are therefore needed to join rights to duties and refer justice to its object. In the state of nature, where everything is common, I owe nothing to him whom I have promised nothing; I recognise as belonging to others only what is of no use to me. In the state of society all rights are fixed by law, and the case becomes different.

But what, after all, is a law? As long as we remain satisfied with attaching purely metaphysical ideas to the word, we shall go on arguing without arriving at an understanding; and when we have defined a law of nature, we shall be no nearer the definition of a law of the State.

I have already said that there can be no general will directed to a particular object. Such an object must be either within or outside the State. If outside, a will which is alien to it cannot be, in relation to it, general; if within, it is part of the State, and in that case there arises a relation between whole and part which makes them two separate beings, of which the part is one, and the whole minus the part the other. But the whole minus a part cannot be the whole; and while this relation persists, there can be no whole, but only two unequal parts; and it follows that the will of one is no longer in any respect general in relation to the other.

But when the whole people decrees for the whole people, it is considering only itself; and if a relation is then formed, it is between two aspects of the entire object, without there being any division of the whole. In that case the matter about which the decree is made is, like the decreeing will, general. This act is what I call a law.

When I say that the object of laws is always general, I mean that law considers subjects en masse and actions in the abstract, and never a particular person or action. Thus the law may indeed decree that there shall be privileges, but cannot confer them on anybody by name. It may set up several classes of citizens, and even lay down the qualifications for membership of these classes, but it cannot nominate such and such persons as belonging to them; it may establish a monarchical government and hereditary succession, but it cannot choose a king, or nominate a royal family. In a word, no function which has a particular object belongs to the legislative power.

On this view, we at once see that it can no longer be asked whose business it is to make laws, since they are acts of the general will; nor whether the prince is above the law, since he is a member of the State; nor whether the law can be unjust, since no one is unjust to himself; nor how we can be both free and subject to the laws, since they are but registers of our wills.

We see further that, as the law unites universality of will with universality of object, what a man, whoever he be, commands of his own motion cannot be a law; and even what the Sovereign commands with regard to a particular matter is no nearer being a law, but is a decree, an act, not of sovereignty, but of magistracy.

I therefore give the name "Republic" to every State that is governed by laws, no matter what the form of its administration may be: for only in such a case does the public interest govern, and the res publica rank as a reality. Every legitimate government is republican;10 what government is I will explain later on.

Laws are, properly speaking, only the conditions of civil association. The people, being subject to the laws, ought to be their author: the conditions of the society ought to be regulated solely by those who come together to form it. But how are they to regulate them? Is it to be by common agreement, by a sudden inspiration? Has the body politic an organ to declare its will? Who can give it the foresight to formulate and announce its acts in advance? Or how is it to announce them in the hour of need? How can a blind multitude, which often does not know what it wills, because it rarely knows what is good for it, carry out for itself so great and difficult an enterprise as a system of legislation? Of itself the people wills always the good, but of itself it by no means always sees it. The general will is always in the right, but the judgment which guides it is not always enlightened. It must be got to see objects as they are, and sometimes as they ought to appear to it; it must be shown the good road it is in search of, secured from the seductive influences of individual wills, taught to see times and spaces as a series, and made to weigh the attractions of present and sensible advantages against the danger of distant and hidden evils. The individ

Too long. TRY to identify pieces that are more crucial and ask only those.

Or people will get too bored reading this.

ok there is MORE evidence that MJ is alive MORE so then dead, please have a look at this,i’m not trying to change how you think but please tell me that you can’t just ignore ALL OF THIS?

1. The 911 call didn’t sound overly panicked and Michael Jackson was not mentioned by name. (It’s possible he didn’t mention the name because 911 might think it was a hoax and not respond.)

2. Some have stated the oldest son discovered the father, but later the Dr. claimed that the reason it took so long to call 911 is that he couldn’t find anyone to make the call. (wouldn’t the son be able to make the call, he is 12 after all.) It took 30 minutes to call 911. Hasn’t Dr. Murray ever heard of a cell phone? (this point gets addressed farther down this list.)

3. Dr. Conrad Murray, who is supposed to be a cardiologist was doing CPR on the bed. (It’s supposed to be done on a flat hard surface…floor. Murray claimed that it was done on the bed cause MJ was frail, but several people have contradicted the report of MJ being “frail.”)

4. TMZ, a tabloid media source was the FIRST to report MJ had died. They reported it before the coroner and before Jermaine Jackson made his public statement. (While we’re on the topic, isn’t that weird too? Is it normal for a family member to make a public statement instead of the doctor in charge?)

5. Though he was taken to the hospital and they tried to revive him for an hour, he was pronounced dead at UCLA. However, despite this, almost no one had any kind of comment regarding it. No official doctor’s statements, no nurses being interviewed, no second cousins of neighboring patients coming out to gawk and report what they saw or heard. The only comments reported was someone who worked there said something strange was going on with regards to MJ, and someone else claimed the fire alarm went off while MJ was there. (In the CNN transcripts they mention the fire alarms in passing.)

6. Dr. Conrad Murray refused to sign the death certificate. No physician at UCLA in charge would sign either. In fact no UCLA doctor has made any kind of statement confirming the death of Michael Jackson or even that he was on the premises.

7. Cause of death was listed as “deferred” until after the autopsy. The DC states that it is only valid if signed in purple ink. At the bottom it’s signed in BLUE ink. There are also many irregularities of the document which indicate it possibly isn’t legitimate.

8. The autopsy results have been held, pending a toxicology report, which was due but is now expected to be two more weeks. (at time of posting this). A total of 3 autopsies have been ordered. One official, one by the family who for some reason wanted their own autopsy performed, and a third reportedly requested by Joe Jackson, MJ’s father. (ETA: Later the autopsy and tox reports have been stated to be delayed “indefinitely.”)

9. There is, in existence a SINGLE photo of MJ dead (or dying.) Taken by a tabloid reporter through a DARK tinted window of the ambulance. No other photos of him got taken, no photos at the hospital, no photos anywhere. (ETA: Upon further research there appear to be three photos taken in close succession, but how was the photo so clear and not blurred? And why does MJ look so healthy, alive, and young? It looks like it could be a wax dummy from the Ghosts set.)

10. There were several security cameras at the mansion in LA where MJ collapsed, but there is missing time from them. No video footage of the events in question.

11. MJ’s personal physician Dr. Tohme claimed MJ had no heart problems, that he danced 4 hours a day and it was more likely that he (Dr. Tohme) would have a heart attack than MJ. (Dr. Tohme was mistakenly reported as MJ’s personal physician, turns out he was his business manager and this point about what he said or didn’t say and whether or not it’s accurate, cannot be confirmed.)

12. Though there have been several people who have come forward suddenly talking about MJ having a drug problem and them trying to have an intervention for him, many other credible sources have come forward to say the opposite, among them: Mark Lester, and Tom Meserau. Many people at the last rehearsal claimed he was energetic and on top of his game and in no way seemed sickly or drugged. Supposedly family members wanted to have an intervention in 2007. But in 2007 MJ was in Ireland or Bahrain, how would his family know he had a drug problem if he’s halfway across the world? (A commenter here states is was in the US, but I’m really not sure about that.) Further, Jermaine has claimed on Larry King that he was not aware of any kind of drug problem on MJ’s part. If the family was “staging an intervention” wouldn’t Jermaine have been made aware of the situation?

13. Why are we just now hearing about MJ’s drug problem now? While it is true he had an RX drug dependency in 1993 (because he admitted it in an interview), and he may have had problems with RX drugs at vario
various points and even at the end, why… with all the freaking out about hyperbaric chambers, chimpanzees, plastic surgery etc, did no Tabloid reporter ever think to jump all over the “Wacko Jacko on Drugs” bandwagon?

14. Why are there contradictory stories about MJ’s health? Some have said he seemed frail and weak. He was underweight. He couldn’t possibly do 50 concerts. Others said he was vibrant, energetic, healthy, on top of his game. And these were all people who had seen him recently.

15. Is it convenient that AEG just happens to do all this footage, the day before he drops dead?

16. How does a man with a supposed long-term RX drug problem pass a 4-5 hour physical a few months prior to his death in order to have his concerts insured by Lloyd’s of London? That is something that would show up on a 4-5 hour physical. Either some insurance fraud is going on, or someone isn’t reporting the whole truth regarding MJ and drugs. Or he wasn’t on drugs.

17. Why did so m
17. Why did so many of MJ’s longterm friends not show up at the memorial at all, but those who ended up speaking and performing either never met MJ or hadn’t spoken to him in years? (Queen Latifah had never met him, Brooke Shields hadn’t spoken to him in years. Liz Taylor, Mac Culkin, Diana Ross, all declined showing up to name a few.)

18. While I don’t want to disrespect Liz Taylor, why would she mourn on Twitter only? She couldn’t go to the memorial, but she could tweet about it?

19. Dr. Conrad Murray fled the scene. He’s supposedly cooperating with investigators, but then he goes back to the bat cave and even tabloid reporters can’t seem to find him.
20. And just out of curiosity… why does it seem like only one picture of this doctor exists on the planet? Every article I see about him shows the same freaking picture. Now here is a test to try. Go to Google, click the link for “News” Then type: “Dr. Conrad Murray” in parenthesis. To the left there should be an archive. Archives generally go for YEARS, up to ten years or more. But there are only archives for 2009. Did he not exist before then? Whoops! now search his name in parenthesis under images… find me ONE image that isn’t the same exact one. In his entire life he only got his picture made that one time?

21. Dr. Murray has been described by some patients as a “holistic doctor” who didn’t like to prescribe medications, especially stronger medications like painkillers. If this is true, it’s unlikely MJ would have brought him on board if he was looking for an “enabling doctor.” And it’s unlikely Murray would have enabled him.
OK there is a WHOLE lot more 117 to be precise that is just a sample here is the website that has it all

http://mjtruth.wordpress.com/the-weird-list/

PS. NO NEGATIVE COMMENTS!!!!!!!
i found these parts quite interesting too (even tho there are a billion interesting things haha)

102. Also in the movie: MJ had created a new video for Smooth Criminal. It was an old film from 1946 called “Gilda” in which MJ was put into the film in place of one of the other characters. The character MJ replaces in the film… in the story of the original movie, that character fakes his death. MJ edited part of the storyline. In the original storyline the man who faked his death gets killed, in the new MJ storyline, he escapes by jumping out a window.

103. Some fans are reporting that there is more than one version of the TII movie. In the credits some have sworn they saw: “Michael WANTED to thank…” and others have seen “Michael WANTS to thank…” There are also a few other discrepencies which lead many fans to believe there is more than one version of this film floating around.
99. At the end of the This Is It film, after the very very end of the credits, there is a tiny little scene where MJ says the following: LET ME BREATH IN MY OWN TIME

AND THEN I WILL COME BACK IN

I HAVE TO BUTTON MY SHIRT MY JACKET

MOVE AROUND A LITTLE BIT

SNAP MY FINGERS

THEN BAM!

Now it could mean nothing, but it’s an odd thing to put at the end of the film considering the context.
104. Timor, one of the TII dancers is rehearsing like crazy for a project he won’t divulge. (Timor is the dancer that was interviewed and said “Michael LOVES LIFE” after MJ had supposedly died. Present tense and that sentence is just more than just the normal “talking about a dead guy in present tense.” The show host got a weird look on his face, noticed it and commented on it, Timor seemed uncomfortable and then quickly said something like MJ was in his heart or something.) Timor is also the one who soon after Mj’s death was on his Twitter talking about going to LA and something about a big step for mankind. I mean come on, he’s not landing on the moon, what could Timor be doing that is that important and earth shattering that the entire world is going to stand up and take notice of?
"JUST BECAUSE ITS IN PRINT,DOESN’T MEAN ITS THE GOSPEL"
~Michael Jackson

oh geez. he’s in a better place now and whoever was the cause of his passing is going to get his in time. don’t worry. let him rest in peace. please.

RIP King of Pop.

Deciding upon a career is one of the most critical decisions you can make in your life. My son was in need of guidance with his career choices for the last month, so he found the website in the box below, which has some sensible tips on career decision-making. It certainly hit the spot for him because he now is aware of precisely what he wants, and more importantly what he is required to do to get there!

Succession Planning for the Family Owned Business represents a comprehensive strategy for ensuring that your family business is passed successfully to the next generation. Within these pages, you will find everything you need to plan for the future of yo

Read the rest of this entry »

the journey of life after death from my prospective:
Muslims believe that the present life is a trial in preparation for the next realm of existence. When a Muslim dies, he or she is washed and wrapped in a clean, white cloth (usually by a family member) and buried after a special prayer, preferably the same day. Muslims consider this a final service that they can do for their relatives and an opportunity to remember that their own existence here on earth is brief.

The question of whether there is life after death does not fall under the jurisdiction of science, as science is concerned only with classification and analysis of sense data. Moreover, man has been busy with scientific inquiries and research, in the modern sense of the term, only for the last few centuries, while he has been familiar with the concept of life after death since time immemorial.
All the Prophets of God called their people to worship God and to believe in life after death. They laid so much emphasis on the belief in life after death that even a slight doubt in it meant denying God and made all other beliefs meaningless.

The very fact that all the Prophets of God have dealt with this metaphysical question of life after death so confidently and so uniformly – the gap between their ages in some cases, being thousands of years – goes to prove that the source of their knowledge of life after death as proclaimed by them all, was the same, i.e. Divine revelation.

We also know that these Prophets of God were greatly opposed by their people, mainly on the issue of life after death, as their people thought it impossible. But in spite of opposition, the Prophets won many sincere followers.

The question arises: what made those followers forsake the established beliefs, traditions and customs of their forefathers, notwithstanding the risk of being totally alienated from their own community? The simple answer is: they made use of their faculties of mind and heart and realized the truth.

Did they realize the truth through perceptual consciousness? They couldn’t, as perceptual experience of life after death is impossible. God has given man besides perceptual consciousness, rational, aesthetic and moral consciousness too. It is this consciousness that guides man regarding realities that cannot be verified through sensory data. That is why all the Prophets of God while calling people to believe in God and life after death, appeal to the aesthetic, moral and rational consciousness of man.

For example, when the idolaters of Makkah denied even the possibility of life after death, the Quran exposed the weakness of their stand by advancing very logical and rational arguments in support of it:

And he (i.e. man) presents for Us an example (i.e. attempting to establish the finality of death) and forgets his [own] creation. He says, “Who will give life to bones while they are disintegrated?” Say, “He will give them life who produced them the first time; and He is, of all creation, Knowing.” [It is] He who made for you from the green tree, fire, and then from it you ignite. Is not He who created the heavens and the earth Able to create the likes of them? Yes, [it is so]; and He is the Knowing Creator. (Quran, 36:78-81)

On another occasion, the Quran very clearly says that the disbelievers have no sound basis for their denial of life after death. It is based on pure conjecture:

And they say, “There is not but our worldly life; we die and live (i.e. some people die and others live, replacing them) and nothing destroys us except time.” And they have of that no knowledge; they are only assuming. And when Our verses are recited to them as clear evidences, their argument is only that they say, “Bring [back] our forefathers, if you should be truthful.” Say, “God causes you to live, then causes you to die; then He will assemble you for the Day of Resurrection, about which there is no doubt,” but most of the people do not know. (Quran, 45:24-26)

Surely God will raise all the dead. But God has His own plan of things. A day will come when the whole universe will be destroyed and then the dead will be resurrected to stand before God. That day will be the beginning of a life that will never end, and on that day every person will be rewarded by God according to his or her good or evil deeds.

The explanation that the Quran gives about the necessity of life after death is what the moral consciousness of man demands. Actually, if there is no life after death, the very belief in God becomes meaningless or even if one believes in God, it would be n unjust and indifferent God, having once created man and now not being concerned with his fate.

Surely, God is just. He will punish the tyrants, whose crimes are beyond count – having tortured and killed hundreds or thousands of innocent people, created great corruption in society, enslaved numerous persons to serve their whims, etc., because man has a very short life span in this world and because numerous individuals are affected by one’s actions, adequate punishments and rewards are not possible in this life. The Quran very emphatically states that the Day of Judgment must come and that God will decide the fate of each soul according to his or her record of deeds:

But those who disbelieve say, “The Hour (i.e. the Day of Judgment) will not come to us.” Say, “Yes, by my Lord, it will surely come to you. [God is] the Knower of the unseen.” Not absent from Him is an atom’s weight within the heavens or within the earth or [what is] smaller than that or greater, except that it is in a clear register – That He may reward those who believe and do righteous deeds. Those will have forgiveness and noble provision. But those who strive against Our verses [seeking] to cause failure (i.e. to undermine their credibility) – for them will be a painful punishment of foul nature. (Quran, 34:3-5)

The Day of Resurrection will be the Day when God’s attributes of Justice and Mercy will be in full manifestation. God will shower His mercy on those who suffered for His sake in the worldly life, believing that an eternal bliss was awaiting them. But those who abused the bounties of God, caring nothing for the life to come, will be in the most miserable state. Drawing a comparison between them, the Quran says:

Then is he whom We have promised a good promise which he will meet [i.e. obtain] like he for whom We provided enjoyment of worldly life [but] then he is, on the Day of Resurrection, among those presented [for punishment in Hell]? (Quran, 28:61)

The Quran also states that this worldly life is a preparation for the eternal life after death. But those who deny it become slaves of their passions and desires, making fun of virtuous and God-conscious persons.

Such persons realize their folly only at the time of their death and wish to be given a further chance in the world but in vain. Their miserable state at the time of death, and the horror of the Day of Judgment, and the eternal bliss guaranteed to the sincere believers are very clearly and beautifully mentioned in the following verses of the Quran:

[For such is the state of the disbelievers], until, when death comes to one of them, he says, “My Lord, send me back that I might do righteousness in that which I left behind (i.e. in that which I neglected).” No! It is only a word he is saying; and behind them is a barrier until the Day they are resurrected. So when the Horn is blown, no relationship will there be among them that Day, nor will they ask about one another. And those whose scales are heavy [with good deeds] – it is they who are the successful. But those whose scales are light – those are the ones who have lost their souls, [being] in Hell, abiding eternally. The Fire will sear their faces, and they therein will have taut smiles (i.e. their lips having been contracted by scorching until the teeth are exposed). (Quran, 23:99-104)

The belief in life after death not only guarantees success in the Hereafter but also makes this world full of peace and happiness by making individuals most responsible and dutiful in their activities.

Think of the people of Arabia before the arrival of the Prophet Muhammad . Gambling, wine, tribal feuds, plundering and murdering were their main traits when they had no belief in life after death. But as soon as they accepted the belief in the One God and life after death they became the most disciplined nation of the world. They gave up their vices, helped each other in hours of need, and settled all their disputes on the basis of justice and equality. Similarly the denial of life after death has its consequences not only in the Hereafter but also in this world. When a nation as a whole denies it, all kinds of evils and corruption become rampant in that society and ultimately it is destroyed.

The Quran mentions the terrible end of Aad, Thamud and the Pharaoh in some detail:

[The tribes of] Thamud and Aad denied the Striking Calamity [i.e. the Resurrection]. So as for Thamud, they were destroyed by the overpowering [blast]. And as for Aad, they were destroyed by a screaming, violent wind which He [i.e. God] imposed upon them for seven nights and eight days in succession, so you would see the people therein fallen as if they were hollow trunks of palm trees. Then do you see of them any remains? And there came Pharaoh and those before him and the overturned cities (i.e. those to which Lot was sent) with sin. And they disobeyed the messenger of their Lord, so He seized them with a seizure exceeding [in severity]. Indeed, when the water overflowed, We carried you [i.e. your ancestors] in the sailing ship (i.e. which was constructed by Noah). That We might make it for you a reminder and [that] a conscious ear would be conscious of it. (Quran, 69:4-12)

what do you think?

Salaam Alaykum,
As I Muslim I would hope to go to Jannah..However if I take he texts and apply it to my life I would spend time in purgatory and then Inshallah be forgiven of my sins and go to Jannah..worst case be one who has earned the wrath of AllahSWT
and spend eternity in hell.
Wa Salaam
AllahSWT knows best and I know the consequences for my actions so I ask pardon and forgiveness in my dua’s and hope they are heard.

Jose Mourinho’s status as the favourite to become the next England manager was enhanced on Tuesday when John Terry, the captain of the national side, backed his former boss at Chelsea to succeed in the role.
England are looking for a new head coach after sacking Steve McClaren last month following his failure to guide Wayne Rooney and co. to the finals of Euro 2008.
Terry is understood to have been consulted by Football Association chief executive Brian Barwick about the succession and made it clear he believes Mourinho would be an ideal candidate.
"Jose came in and took us to a new level at Chelsea," Terry said. "I am very lucky to have worked with Jose – he is a fantastic manager and a fantastic guy.
"He is one that really stands out for me and could make a big difference. He’s a great guy, tactically he is very aware, and he understands the game very well.
"He enjoys the day-in, day-out stuff with a club side so maybe it would not suit him, but you never know – it is down to the FA to contact him if they want to speak to him."
Terry’s comments came after an advisor to Mourinho said he would be "honoured" to take the England job, while stressing that no approach had yet been made by the FA.
Eladio Parames said: "I can’t say whether he is interested or not but he loves English football and he loves the crowds, so I am sure he would consider it."
Mourinho quit Chelsea in September following a series of rows with the London club’s Russian owner Roman Abramovich.
There are some who believe Mourinho is making overtures to England simply to boost his hopes of landing a coaching position with one of Europe’s leading club sides.
But Parames said there was a simple way to find out if Mourinho was serious about taking the England job.
"If the FA are interested why don’t they contact Jose or his agent? If Mr Barwick comes they will listen, just like they would listen if another club came in."
Mourinho guided FC Porto to the 2004 Champions League title before winning five trophies in three years at Chelsea, including Premier League titles in his first two years in charge.
Terry meanwhile admits that he still finds England’s failure to qualify for Euro 2008 hard to stomach, and has hit back at suggestions the country’s highly-paid stars don’t care enough.
He added: "I came into football because I love the game. When you get the disappointments like Euro 2008 and then people speak about money and cars, it is really frustrating because they don’t mean anything to me.
"It is about playing for your country and having the pride to honour your country, shirt and family.

"We are at a very low point at the moment. We can only go forward. The FA are looking to bring in the right man to take us forward. But maybe as players we have not done it at international level.

"You get people phoning you and trying to cheer you up and make you happy. But you don’t want to take people’s calls, you feel as though you’ve let them down, your friends, your family and all the fans in the country.

"I get home and see my kids and you feel as though you’ve let them down. Without my kids recently it would have been very difficult because they get you out of bed in the morning and they need a lot time. It has been very difficult personally but we have to move on.

"I take a lot of responsibility on my shoulders as captain. Hopefully I can keep the armband and drive us forward.

"The new man could come in and change things completely. That will be his decision and I will fully respect what the new manager decides. It is a big quality of mine."

Despite their failure to qualify for the Euro 2008 finals, England have confirmed they will go ahead with a planned friendly against co-hosts Switzerland at Wembley on February 6, which is likely to be the first match in charge for the new manager.

IT’S AN OLIVE BRANCH FROM TERRY TO ENSURE HIS PLACE IN THE ENGLAND LINE UP SHOULD MOURINHO ENDS UP AS THE NEW BOSS.